---
title: Why are NUMARQE credit limits so much higher?
description: We underwrite credit in real time using metrics generated from open banking.
---

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# Why are NUMARQE credit limits so much higher?

## We underwrite credit in real time using metrics generated from open banking.

NUMARQE’s AI-driven technology enables us to underwrite credit risk in real-time and be able to offer your company much more substantial credit limits than other credit providers. Your credit limit will be determined by a number of different factors, being primarily driven by your company metrics including financial performance, card activity, repayment history and credit scores. Our credit limits are dynamic, which means they flex on your company’s metrics. In simple terms, we can offer much higher limits to corporates with more positive metrics than their peers.

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